Credit Card for College Students Chase
Credit Card for College Students: You are establishing your self, your reputation on campus, and your credit worthiness to the creditors through out the nation as you apply credit card for college student,
Getting a phone in your name and in paying your bills on time. The credit companies will now be asking you if you would like credit cards. This has both great and bad effects on your life, depending on how responsible you are with your money.
There are special introductory rates, applications and pictures on cards to meet the expectations that meet the needs of the college student. Credit cards can come in very handy when you are away from home (or even away from your dorm room) and need money now. Credit cards may come in handy in meeting your needs in being able to pay for additional books and supplies needed for course completion.
Your credit history makes up your credit reputation, which can set you for years to come. If you are responsible with your credit card, making only the most needed purchases and you are able to meet your monthly payment schedule – you will be building a great credit rating, which will add value to your future credit worthiness when wanting to buy a house, car or go on for additional schooling beyond your associate or bachelors degrees.
Best Credit Card for College students
Chase Freedom® Student credit card
- Annual fee: $0
- Rewards rate: 1% Cashback
- Intro offer: $50
- Apply now
Discover it® Student Cash Back
- Annual fee: $0
- Rewards rate: 1%-5% Cashback
- Intro offer: Cashback Match
- Apply now:
Discover it® Student chrome
- Annual fee: $0
- Rewards rate: 1%-2% Cashback
- Intro offer: Cashback Match
- Apply now
Journey Student Rewards from Capital One
- Annual fee: $0
- Rewards rate: 1%-1.25% Cashback
- Intro offer: N/A
- Apply now
Deserve® EDU Mastercard for Students
- Annual fee: $0
- Rewards rate: 1% Cashback
- Intro offer: $0
- Apply now
Secured Mastercard® from Capital One
- Annual fee: $0
- Rewards rate: N/A
- Intro offer: N/A
- Apply now
Credit Card Capital One SavorOne Student Cash Rewards
- Annual fee: $0
- Rewards rate: 1%-8% Cashback
- Intro offer: N/A
- Apply now
Capital One Quicksilver Student Cash Rewards Credit Card
- Annual fee: $0
- Rewards rate: 1%-8% Cashback
- Intro offer: N/A
- Apply now
Tips for you and your credit card:
Do not leave your credit card out in the open in your dorm room. This is your private information that not even your roommate should have access to use. Charges rung up on your credit card by others when you give them your card are still your responsibility. The chances of some one coming into your room and stealing your credit card if you leave it out and available are very high because you don’t know who you can trust and what they are needing – what resorts they will go through to get what they need or want.
Credit rates – check out the credit card you are most interested in obtaining, are there special rates until you are out of school, is there a yearly fee even if you don’t use your card, how many days are there between the date of your purchase until the finance charges begin?
When going out on the town for some rest and relaxation from school – be conscious of what you are buying, do you really need to put that pizza purchase on your credit card or do you have ten dollars in your pocket? If you ring up your credit card to the maximum limit with in a very short time, you will not have the safety net of emergency money when you most need it.
